Privacy Policy

Privacy Policy

Introduction

Welcome to http://customer-financing-for-contractors.ai-website.info (hereafter referred to as ‘CF4C’, ‘we’, or ‘our’). We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

  1. Our official website at http://customer-financing-for-contractors.ai-website.info
  2. Any mobile applications or software developed by us
  3. Online services and products offered through our platform
  4. Interactions between users and our team via email, phone, or SMS

Please note that this policy does not extend to external third-party platforms, applications, or services linked from our website, as they have their own privacy policies governing user data.

Processing Activities

This Privacy Policy guides how we interact with you and process your personal information when:

  1. You register an account on our platform and use our applications or services.
  2. You visit our websites, including any linked pages, to browse content or utilize features.
  3. You choose to subscribe to our newsletters, marketing emails, or promotional campaigns.
  4. You contact our customer support team for assistance or inquiries.

Personal Data Collection

We collect a range of personal data from users, which can be categorized as:

  1. Account Information: This includes your name, user ID, and password (encrypted) required to access your account.
  2. Payment Information: Credit card details, billing addresses, and payment transaction records for processing payments.
  3. Financial Data: Details about your financial status, income, and credit history may be collected for lending purposes.
  4. Purchase Information: Records of products or services purchased through our platform.
  5. Mobile Device Identifiers: Unique device identifiers and mobile app usage data to enhance user experience.
  6. Location Data: Information about your geographic location when you use our GPS-enabled services.
  7. Feedback and Reviews: Comments, suggestions, and ratings provided by users to improve our services.
  8. Social Media Information: Details from social media platforms (if linked) for personalized content delivery.
  9. Product Interest: Information about products viewed or interacted with on our website.

We collect this data through various means:

  • Direct user input when creating an account, making purchases, or filling out forms.
  • Automated tracking technologies like cookies and server logs.
  • Third-party service providers who assist in data collection and processing, adhering to their privacy policies.

Cookies

CF4C uses cookies to enhance your browsing experience and for analytics purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities of our website, such as session management.
  • Preference Cookies: Tailored settings and preferences are saved to provide a personalized user experience.
  • Analytics Cookies: Track website usage, helping us understand user behavior to improve our services.

Users have the option to control non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary or permitted by law:

  • Data required for account maintenance and customer support is retained for the duration of your account’s active status.
  • Transaction records and financial data are kept for legal and accounting purposes, adhering to relevant regulatory retention periods.
  • We regularly review and delete unused or outdated personal information to ensure data protection and efficiency.

Your Rights

Depending on your jurisdiction, you have several rights regarding your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: Requesting corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Asking us to delete your personal information under certain circumstances.
  • Restriction: Limiting the use of your data for specific purposes.
  • Portability: Obtaining a copy of your data in a structured, commonly used format.
  • Objection: Objecting to the processing of your data for direct marketing or other purposes.
  • Non-Discrimination: The right to be free from discrimination when exercising your data privacy rights.

To exercise these rights or have any data-related queries, please contact our Data Privacy Team at your earliest convenience.

Changes to Policy

CF4C reserves the right to update this Privacy Policy at any time. Any modifications will be effectively communicated through our website, and we encourage users to review this policy periodically for changes.

Contact Information

For any privacy-related inquiries, requests to unsubscribe from communications, or data access/correction queries, please reach out to us via: